We are pleased to provide you with the first edition of Lotter Actuarial Partners electronic newsletter which provides insights into the insurance industry and important actuarial and financial issues.

1.     Intelligent sub-standard underwriting: If you are not careful, it’s easy to lose money in underwriting sub-standard risks.  It takes know-how and discipline.  Read Johan Lotter’s paper on sub-standard underwriting.  

2.     Value-at-Risk:  Insurance companies are increasingly interested in a “Value-at-Risk” approach to Risk Management: how much economic capital is at risk in different lines? Howard Zail is a leading authority on the application of VAR to insurance companies – read his presentation on Risk Management at the Society of Actuaries Boston Meeting.  

3.     New Partners:  Lotter Actuarial Partners expands to serve a wider range of client needs:  Ian Duncan, FSA, FIA, FCIA, MAAA and Howard Zail, FSA, FFA, MAAA join Lotter Actuarial Partners.  Ian’s expertise is in Health, Managed Care and Disease Management; Howard practices in Insurance Company Analysis, Reinsurance, Financial Engineering, and Risk-Management.  

4.     Critical Illness:  Johan Lotter, a nationally-recognized expert in critical illness pricing, policy design and reinsurance, addresses Society of Actuaries Conference on trends in Critical Illness product design.  

5.     Industry Happenings:  Lotter Actuarial Partners leads the way for independent consulting firms.  “The Independent Consultant”, edited by Ian Duncan, premiered January 2003.  

EXTRA: Actuaries are normal, fun-loving people!   More =>

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v      Try the Lotter Actuarial Critical Illness Quiz!!   Test your knowledge of this important and growing product.     

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