Legal

Disclaimers and Limitations on Liability

Your use of the lotteract.com website (the "Site") and related services and information is solely at your own risk.  Our services and information are provided on an “as is” basis without warranties of any kind, either express or implied.  Any information or materials you obtain through the use of this website is obtained at your own risk.  Lotter Actuarial Partners Inc. ("Lotter Actuarial") is not responsible for any damages that may result from any such material.

Lotter Actuarial makes no warranty concerning (i) the availability of the website; (ii) its accuracy, completeness; (3) the usefulness of any of the information provided; (iv) the services, the quality of services, the information provided to you or purchased by you through or in connection with our website.

Under no circumstances, including, but not limited to negligence, shall Lotter Actuarial be liable for any direct, indirect, consequential, exemplary, special or incidental damages that result from your use or inability to use our website or our services, even if Lotter Actuarial or a representative authorized by Lotter Actuarial has been advised of the possibility of such damages.  In no event shall Lotter Actuarial’s total liability to you for all damages, losses, causes of action whether in contract, tort (including but not limited to negligence), or otherwise exceed the amount paid by you, if any, for accessing this Site.